1. A better working environment
Injuries, like a back injury or heart attack, cannot be planned for. While most companies offer sick days, relying on sick leave or vacation alone is not enough. If those days are already used, or if the medical condition outlasts the available time off, a BEST Life short Term Disability plan with 13, 26 or 52 weeks of income replacement can fill that gap.
2. Serious injuries are common
More than one out of four diability claims are attributed to muscle or bone disorders, such as back problems, or joint and muscle pain. Cancer and cardiovascular problems are the second and third leading causes of a claim.
3. Financial Security
According to the American Payroll Association, 71% of Americans find it very difficult or somewhat difficult to meet their current obligations if their next paycheck were delayed for one week.
4. Employee Retention
Employers who value their employees can provide them financial security and a peace of mind with a BEST Life Short Term Disability plan.
5. If you don’t, someone else will
Contact BEST Life today for a quote at 1-888-210-BEST or visit www.besthealthplans.com for product details.
Short Term Disability is available in Arkansas, the District of Columbia, Hawaii, Idaho, Illinois, Indiana, Kentucky, Missouri, Mississippi, Nebraska, New Mexico, Ohio, Pennyslvania, South Carolina, South Dakota, Texas, Utah and Wyoming.
Sources: American Payroll Association, “Getting Paid in America” Survey, 2008. Council for Disability Awareness, “The Disability Divide” Survey, 2010.
Filed under: Insurance, Short Term Disability, Voluntary plans Tagged: | 5 reasons to offer Short Term Disability
